Caritas Health Shield, Inc.

MAX Health Care Program

The MAX Program is a first of its kind HMO program that offers the most comprehensive Health Care program in the industry that includes, among others, the following benefits and features:

  • If you are 7 to < 66 years old, Caritas provides you with a Health Care Program with (3) three phases of coverage: Paying Period, Bonus Period and Maximized Period of Coverage.
  • You are only limited to a (5) five-year Paying Period and you instantly enjoy your health benefits for every unrelated illness or injury per year for (5) five consecutive years upon effectivity of your membership.
  • Plus, you will receive a Bonus Coverage of another (5) five full years after the (5) five-year Paying Period of Coverage.
  • Your Yearly Maximum Coverage with a corresponding Maximum Daily Room Rate augments every year for the first (5) five years, then continuously increases during the Bonus Coverage of another (5) five years.
  • Your responsive Medical Expense Benefits are composed of the following:
    • Special Diagnostic and Therapeutic Procedures
    • Hospitalization Benefits
    • MEB Out-Patient Services
    • Emergency Care
  • Your all-inclusive Membership Privileges Package are composed of
    • Annual Physical Examination
    • Preventive Health Care
    • Dental Care
    • MP Out-Patient Services, and
    • Other Services
  • You are provided with take home medicine as a result of hospital confinement and as prescribed by the accredited attending physician up to the remaining balance of your Medical Benefit Fund upon discharge.
  • You have a Five-Way Comprehensive Insurance Package
    • Credit Life
    • Term Life
    • Accidental Death
    • Waiver of Installment Due to Disability (WIDD)
    • Memorial Assistance Advantage
  • On top of your first (10) ten-year coverage is yet another (10) ten maximized years of free coverage wherein your Medical Benefit Fund increases by 1% or 2% every year.
  • You may choose to receive either Convalescence Fund or Medical Benefit Fund during the Maximized Period of Coverage.
  • You will receive 100% of the unused balance of the Medical Benefit Fund, if any, at the end of the Maximized Period of Coverage.
  • Your Medical Benefit Fund which continuously increases can be shared with a relative up to the 3rd degree of consanguinity or affinity.
  • You have the choice of room in case of hospital treatment or confinement during the Maximized Period of Coverage.
  • Your medical care required due to pregnancy, childbirth by caesarian section or normal, and miscarriage are covered during the Maximized Period of Coverage.
  • You are provided with health services needed for any pre-existing illness or injury with waiver of coverage during the Maximized Period of Coverage.
  • Plus a host of additional features that includes among others:
    • Coverage of Pre-Existing Illness at the start of the 2nd year of membership
    • Assignability
    • Transferability
    • Membership Substitution (Plan Beneficiary) in the event of Member’s death
    • Grace Period

Choose MAX. Maxed-in to out-max ALL!

To generate sample proposal, please click here.

ENHANCED CORE 6 Health Care Program

The ENHANCED CORE 6 Program offers the most affordable Health Care program in the industry that includes the following benefits and features:

  • If you are 7 to < 71 years old, Caritas provides you the friendliest rates of Health Care Program where you can enjoy (2) two phases of coverage: Paying Period and Bonus Period of Coverage.
  • You are only limited to a (5) five-year Paying Period and you instantly enjoy your health benefits for (5) five consecutive years upon effectivity of your membership.
  • Plus, you will receive a Bonus Coverage of another (1) one full year after the (5) five-year Paying Period of Coverage
  • Your responsive Medical Expense Benefits are composed of the following:
    • Special Diagnostic and Laboratory Procedures
    • Hospitalization Benefits
    • MEB Out-Patient Services
    • Emergency Care
  • Your all-inclusive Membership Privileges Package are composed of the following:
    • Annual Physical Examination
    • Preventive Health Care
    • Dental Care
    • MP Out-Patient Services, and
    • Other Services
  • You have a Four-Way Comprehensive Insurance Package
    • Credit Life
    • Term Life
    • Accidental Death
    • Waiver of Installment Due to Disability (WIDD)
  • Your Yearly Maximum Coverage with a corresponding Maximum Daily Room Rate augments every year for (5) five years and extends with a Bonus Coverage of (1) one year.
  • Plus a host of additional features that includes among others:
    • Coverage of Pre-Existing Illness at the start of the 2nd year of membership
    • Transferability
    • Membership Substitution in the event of Member’s death
    • Grace Period

Caritas Health Shield is right here, right now and beyond!

Get affordable healthcare program with ENHANCED CORE 6. Apply now!

To generate sample proposal, please click here.


ENHANCED CORE 10 Health Care Program

The ENHANCED CORE 10 Program offers the most affordable Health Care program in the industry that includes the following benefits and features:

  • If you are 7 to < 71 years old, Caritas provides you the friendliest rates of Health Care Program where you can enjoy (2) two phases of coverage: Paying Period and Bonus Period of Coverage.
  • You are only limited to a (5) five-year Paying Period and you instantly enjoy your health benefits for (5) five consecutive years upon effectivity of your membership.
  • Plus, you will receive a Bonus Coverage of another (5) five full years after the (5) five-year Paying Period of Coverage.
  • Your responsive Medical Expense Benefits are composed of the following:
    • Special Diagnostic and Laboratory Procedures
    • Hospitalization Benefits
    • MEB Out-Patient Services
    • Emergency Care
  • Your all-inclusive Membership Privileges Package are composed of the following:
    • Annual Physical Examination
    • Preventive Health Care
    • Dental Care
    • MP Out-Patient Services, and
    • Other Services
  • You have a Four-Way Comprehensive Insurance Package
    • Credit Life
    • Term Life
    • Accidental Death
    • Waiver of Installment Due to Disability (WIDD)
  • Your Yearly Maximum Coverage with a corresponding Maximum Daily Room Rate augments every year for (5) five years and extends generously with a Bonus Coverage of (5) five years.
  • Plus a host of additional features that includes among others:
    • Coverage of Pre-Existing Illness at the start of the 2nd year of membership
    • Transferability
    • Membership Substitution in the event of Member’s death
    • Grace Period
  • Your all-inclusive Membership Privileges Package are composed of the following:
    • Annual Physical Examination
    • Preventive Health Care
    • Dental Care
    • MP Out-Patient Services, and
    • Other Services
  • You have a Four-Way Comprehensive Insurance Package
    • Credit Life
    • Term Life
    • Accidental Death
    • Waiver of Installment Due to Disability (WIDD)
  • Your Yearly Maximum Coverage with a corresponding Maximum Daily Room Rate augments every year for (5) five years and extends with a Bonus Coverage of (1) one year.
  • Plus a host of additional features that includes among others:
    • Coverage of Pre-Existing Illness at the start of the 2nd year of membership
    • Transferability
    • Membership Substitution in the event of Member’s death
    • Grace Period

Caritas Health Shield is right here, right now and beyond!

Get affordable healthcare program with ENHANCED CORE 10. Apply now!

To generate sample proposal, please click here.

SUPREME Health Care Program

The SUPREME Program offers complete in-patient Health Care program in the industry that also provides Annual Physical Examination benefit.

  • If you are 7 to < 66 years old, Caritas provides you with a Health Care Program where you can enjoy (3) three phases of coverage: Paying Period, Bonus Period and Supreme Period of Coverage.
  • You are only limited to a (5) five-year Paying Period and you instantly enjoy your health benefits for (5) five consecutive years upon effectivity of your membership.
  • Plus, you will receive a Bonus Coverage of another (5) five full years after the (5) five-year Paying Period of Coverage.
  • Your Yearly Maximum Coverage with a corresponding Maximum Daily Room Rate augments every year for the first (5) five years, then continues generously with a Bonus Coverage for the next (5) five years.
  • Your responsive Medical Expense Benefits are composed of the following:
    • Special Therapeutic & Surgical Procedures
    • Hospitalization Benefits
    • Emergency Care
  • Your Membership Privilege Package is composed of Annual Physical Examination
  • You are provided with take home medicine as a result of hospital confinement and as prescribed by the accredited attending physician up to the remaining balance of your Medical Benefit Fund upon discharge.
  • You have a Five-way Comprehensive Insurance Package
    • Credit Life
    • Term Life
    • Accidental Death
    • Waiver of Installment Due to Disability (WIDD)
    • Memorial Assistance Advantage
  • On top of your first (10) ten-year coverage is yet another (10) ten supreme years of free coverage wherein your Medical Benefit Fund increase by 1% or 2% every year.
  • You may choose to receive either Convalescence Fund or Medical Benefit Fund during the Supreme Period of Coverage.
  • You will receive 100% of the unused balance of the Medical Benefit Fund, if any, at the end of the Supreme Period of Coverage.
  • Your Medical Benefit Fund which continuously increases can be shared with a relative up to the 3rd degree of consanguinity or affinity.
  • You have the choice of room in case of hospital treatment or confinement during the Supreme Period of Coverage.
  • Your medical care required due to pregnancy, childbirth by caesarian section or normal, and miscarriage are covered during the Supreme Period of Coverage.
  • You are provided with health services needed for any pre-existing illness or injury with waiver of coverage during the Supreme Period of Coverage.
  • Plus a host of additional features that includes among others
    • Coverage of Pre-Existing Illness at the start of the 2nd year of membership
    • Assignability
    • Transferability
    • Membership Substitution in the event of Member’s death
    • Grace Period
  • On top of your first (10) ten-year coverage is yet another (10) ten maximized years of free coverage wherein your Medical Benefit Fund increases by 1% or 2% every year.
  • You may choose to receive either Convalescence Fund or Medical Benefit Fund during the Maximized Period of Coverage.
  • You will receive 100% of the unused balance of the Medical Benefit Fund, if any, at the end of the Maximized Period of Coverage.
  • Your Medical Benefit Fund which continuously increases can be shared with a relative up to the 3rd degree of consanguinity or affinity.
  • You have the choice of room in case of hospital treatment or confinement during the Maximized Period of Coverage.
  • Your medical care required due to pregnancy, childbirth by caesarian section or normal, and miscarriage are covered during the Maximized Period of Coverage.
  • You are provided with health services needed for any pre-existing illness or injury with waiver of coverage during the Maximized Period of Coverage.
  • Plus a host of additional features that includes among others:
    • Coverage of Pre-Existing Illness at the start of the 2nd year of membership
    • Assignability
    • Transferability
    • Membership Substitution (Plan Beneficiary) in the event of Member’s death
    • Grace Period

Caritas Health Shield is here for times extreme! Get your SUPREME now!

To generate sample proposal, please click here.

KIDDIE Health Care Program

The KIDDIE Program offers Health Care program in the industry for kids that includes the following benefits and features

  • If your child is 31 days to < 7 years old, Caritas provides your child with a Kiddie Heallth Care Program with (2) two phases of coverage: Paying Period and Bonus Period of Coverage.
  • You are only limited to a (5) five-year Paying Period and your child instantly enjoys the health benefits for (5) five consecutive years upon effectivity of his membership.
  • Plus, your child will receive a Bonus Coverage of another (5) five full years after the (5) five-year Paying Period of Coverage.
  • Your child’s Yearly Maximum Coverage with a corresponding Maximum Daily Room Rate augments every year for the first (5) five years and extends generously with a Bonus Coverage for the next (5) five years.
  • Your child’s responsive Medical Expense Benefits are composed of the following:
    • Special Diagnostic and Laboratory Procedures
    • Hospitalization Benefits
    • MEB Out-Patient Services
    • Emergency Care
  • Your child’s all-inclusive Membership Privileges Package are composed of the following:
    • Annual Well Kiddie Check-Up
    • Preventive Health Care
    • Dental Care
    • MP Out-Patient Services, and
    • Other Services
  • You, as the payor, have a Two-Way Insurance Benefits
    • Credit Life
    • Waiver of Installment Due to Disability (WIDD)
  • Plus a host of additional features that includes among others:
    • Coverage of Pre-Existing Illness at the start of the 2nd year of membership
    • Transferability
    • Membership Substitution in the event of Member’s death
    • Grace Period

Caritas Health Shield, your partner for your child’s healthcare needs!

Protect your child 24/7! Choose KIDDIE HEALTH PLAN now!

To generate sample proposal, please click here.

ULTRA Health Care Program

The ULTRA Program offers the essentials needed in a healthcare package which includes the following benefits and features:

  • If you are 7 to < 61 years old, Caritas provides you with a Health Care Program where you can enjoy (2) two phases of coverage: Paying Period and Bonus of Coverage
  • You are only limited to a (5) five-year Paying Period and you instantly enjoy your health benefits for every unrelated illness or injury per year for (5) five consecutive years upon effectivity of your membership.
  • Plus, you will receive a Bonus Coverage of another (5) five full years after the (5) five-year Paying Period of Coverage.
  • Your Yearly Maximum Coverage with a corresponding Maximum Daily Room Rate augments every year for the first (5) five years and extends generously with a Bonus Coverage for the next (5) five years.
  • Your responsive Medical Expense Benefits are composed of the following:
    • Special Diagnostic and Laboratory Procedures
    • Hospitalization Benefits
    • MEB Out-Patient Services
    • Emergency Care
  • Your all-inclusive Membership Privileges Package are composed of the following:
    • Annual Physical Examination
    • Preventive Health Care
    • Dental Care
    • MP Out-Patient Services, and
    • Other Services
  • You have a Four-Way Comprehensive Insurance Package
    • Credit Life
    • Term Life
    • Accidental Death
    • Waiver of Installment Due to Disability (WIDD)
  • You will receive a Good Health Bonus benefit equivalent to Ph 500.00 per unit purchased, provided your availment of the Medical Expense Benefit is less than 10% of the Total Contract Price during the entire period of this Agreement.
  • Plus a host of additional features that includes among others:
    • Coverage of Pre-Existing Illness at the start of the 2nd year of membership
    • Transferability
    • Membership Substitution in the event of Member’s death
    • Grace Period

Caritas Health Shield has prepared the best package for your health care needs!

Choose ULTRA and get the best of the essentials for fellow Filipinos working elsewhere outside of our country!

To generate sample proposal, please click here.

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